AEGON USA is a financial services holding company whose primary emphasis is life and health insurance and annuity and investment products.


AMERICAN EXPRESS TRAVEL AGENCY
Ms. Joyce McGee, Financial Service Representative
32 South Street
Baltimore, MD 21202
410-837-3100/800-788-3559
FAX: 410-783-4089

We provide travel and financial services: cruises, tours, airline tickets, foreign currency exchange, traveler's cheques, money transfers, and much more. Please visit us for all your travel and financial needs. Hours: Monday-Friday 8:30a.m.-5:30p.m.


ARTHUR ANDERSEN LLP
Mr. William J. Crowley, Managing Partner
120 E. Baltimore Street
Baltimore, MD 21202
410-727-5800
FAX: 410-234-3853

Arthur Andersen is the leading provider of audit and business advisory and consulting, tax, and corporate specialty services.


FIRST NATIONAL BANK OF MARYLAND
Ms. Carol E. Dunsworth, Vice President, Public Affairs
101-863
25 S. Charles Street
Baltimore, MD 21201
410-244-4000
FAX: 410-244-4772

With more than $8 billion in assets, First National provides a complete line of commercial, retail, real estate, and international banking services through more than 140 branch offices statewide.


MERCANTILE-SAFE DEPOSIT & TRUST COMPANY
Mr. H. Furlong Baldwin, Chairman of the Board
2 Hopkins Plaza
Baltimore, MD 21201
410-237-5900
FAX: 410-237-5427

Commercial and retail banking and trust services.


T. ROWE PRICE
Mr. George J. Collins, President/CEO
100 E. Pratt Street
Baltimore, MD 21202
410-547-2000

T. Rowe Price Associates is a Baltimore-based investment management firm that serves as investment adviser to its family of no-load mutual funds as well as to individual and institutional clients.